tag:blogger.com,1999:blog-6509959543151548263.post1438659728039910321..comments2024-01-23T05:18:56.246+00:00Comments on Witterings From Witney: Stopping ChequesUnknownnoreply@blogger.comBlogger9125tag:blogger.com,1999:blog-6509959543151548263.post-90705851646817275752010-11-09T00:02:55.545+00:002010-11-09T00:02:55.545+00:00@Woodsy42 "What do you do Banned on the day a...@Woodsy42 "What do you do Banned on the day after you have moved house and BT won't fix your broadband for a fortnight?" <br /><br />I have no idea but the fact is I have not needed to use a cheque for a decade; your experience in France is clearly different and I do take your point about their petrol retailers colluding with ours in rejecting cheques and am wondering what that might be about.bannedhttps://www.blogger.com/profile/02406037760273820029noreply@blogger.comtag:blogger.com,1999:blog-6509959543151548263.post-64165663680392475952010-11-08T15:58:29.551+00:002010-11-08T15:58:29.551+00:00Cheques may be in decline, but their value is not ...Cheques may be in decline, but their value is not replaceable with certain clubs and subscriptions. When the 'web' goes down, one is left with telephone banking, and another set of pin numbers etc to have to remember, or dig out fom some cache hidden somewhere you have forgotten it was so secure!<br /><br />We are left with plastic over the phone line, or cash. How long will cashbe allowed? My bank, now sadly of Spanish origin, have stated they will be phasing out cheques at the end of next year - 2011.<br /><br />I'll be stocking up on Tea caddies and biscuit tins. Our reliance on plastic and online banking, direct debits and standing orders can be managed directly from that platform - and I do - is, I'm afraid, a net to catch many Mackerel.Derekhttps://www.blogger.com/profile/03085466471703759531noreply@blogger.comtag:blogger.com,1999:blog-6509959543151548263.post-62786380752446299582010-11-08T10:34:51.581+00:002010-11-08T10:34:51.581+00:00"everyone gets pissed off waiting behind the ..."everyone gets pissed off waiting behind the old dear writing out a cheque at the supermarket."<br /><br />What do you do Banned on the day after you have moved house and BT won't fix your broadband for a fortnight? Or when you are paying for something remotely?<br />We are renovating a small hideaway in France and we use french cheques to pay electrician, plumber, local taxes etc. Maybe a friend has bought something for us or called someone in for a repair. These are small traders or people who don't have card facilities or distant tax offices. <br />The other options are cash or online - but to do that you have to be there in person or know their account details, while cheques can be posted safely from the UK to pay a bill. <br />As for queues, the french use them much more than we do and use fewer credit cards. Go to pay by cheque in a french supermarket, give them the blank and the till will print the rest for you to sign - faster and simpler than online pin card payment!<br />Yet oddly garages there stopped taking cheques for petrol sales at exactly the same time as here - which is why I see collusion. Cheques only work in one country so they are totally different clearing systems but acted together.Woodsy42https://www.blogger.com/profile/12355671210161625647noreply@blogger.comtag:blogger.com,1999:blog-6509959543151548263.post-68609262167527606722010-11-08T07:31:16.908+00:002010-11-08T07:31:16.908+00:00I don't think that I have used a cheque for ab...I don't think that I have used a cheque for about 10 years, the last person I knew who did so was my old mum be she has since passed away.<br />I don't trust online banking either especially as mine advised "this is an online view of your account and does not necessarily represent your true positon" (or somesuch).<br /><br />I pay my bills in cash at their offices and only use my credit card for buying stuff from Amazon.<br /><br />Most petrol stations have refused cheques for ages and everyone gets pissed off waiting behind the old dear writing out a cheque at the supermarket.<br /><br />Time for them to go and I don't see how the Govt. can force banks to keep them.bannedhttps://www.blogger.com/profile/02406037760273820029noreply@blogger.comtag:blogger.com,1999:blog-6509959543151548263.post-67488486528047635572010-11-07T22:10:07.848+00:002010-11-07T22:10:07.848+00:00Even for people who are happy to use internet bank...Even for people who are happy to use internet banking there are, as Anon suggests, some payments for which no suitable alternative to a cheque exists. <br />Even if 90% of transactions were direct and the extra costs for clearing a cheque meant a small fee they should be retained.<br />But I can't believe there is no ulterior motive involved. The best rat I can smell is the fact that a cheque cannot be so easily recorded into a surveilance database. <br />My prediction is that cheques will be retained as a 'legacy' system to quiet the complaints but limited to small amounts, 50 quid maximum maybe.<br />What rodents or predictions do others do others come up with?Woodsy42https://www.blogger.com/profile/12355671210161625647noreply@blogger.comtag:blogger.com,1999:blog-6509959543151548263.post-43999370554081565662010-11-07T15:11:18.001+00:002010-11-07T15:11:18.001+00:00But where are you on the phasing out of cheques, W...But where are you on the phasing out of cheques, WfromW?James Highamhttps://www.blogger.com/profile/14525082702330365464noreply@blogger.comtag:blogger.com,1999:blog-6509959543151548263.post-67233773325657507092010-11-07T13:03:09.707+00:002010-11-07T13:03:09.707+00:00Two points, a) I hate "direct debits" th...Two points, a) I hate "direct debits" they are against all normal banking practice. It enables a third party to dip into ones bank account, by definition opening a portal to accounts.<br />b) Cheques are used for many things which cannot be paid by other means. subscriptions, charitable donations and thousands of others. This is an attack on us all and points to economic takeover of the UK. The EUro cannot be far behind!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6509959543151548263.post-75313205770043362222010-11-07T02:05:48.928+00:002010-11-07T02:05:48.928+00:00I am a web developer and I still use cheques becau...I am a web developer and I still use cheques because I too am very wary of internet banking.sikenoreply@blogger.comtag:blogger.com,1999:blog-6509959543151548263.post-45423536799367455952010-11-06T22:34:38.499+00:002010-11-06T22:34:38.499+00:00Interesting link WfW, I still use cheques because...Interesting link WfW, I still use cheques because I'm not comfortable doing online banking and never will be.subrosahttps://www.blogger.com/profile/00151702590329788260noreply@blogger.com